国匠城工作台

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<section style="box-sizing: border-box; background-color: white;"><section class="Powered-by-XIUMI V5" style="box-sizing: border-box;" powered-by="xiumi.us"><section class="" style="   box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><section style="box-sizing: border-box;"><br style="box-sizing: border-box;"  /></section></section></section></section><section class="Powered-by-XIUMI V5" style="   box-sizing: border-box; " powered-by="xiumi.us"><section class="" style="   box-sizing: border-box; "><section class="" style="display: inline-block; width: 100%; vertical-align: top; box-shadow: rgb(0, 0, 0) 0px 0px 0px; box-sizing: border-box;"><section class="Powered-by-XIUMI V5" style="   box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" margin-top: 10px; margin-bottom: 10px;  box-sizing: border-box; "><section class="" style="width: 2.25em; height: 2.25em; border-left-width: 5px; border-left-style: solid; border-left-color: rgb(255, 129, 36); border-top-width: 5px; border-top-style: solid; border-top-color: rgb(255, 129, 36); box-sizing: border-box;"></section><section class="" style="margin-top: -2.25em; margin-left: 5px; padding-top: 5px; box-sizing: border-box;"><section class="" style="padding: 5px; box-sizing: border-box; background-color: rgb(247, 247, 247);"><section class="Powered-by-XIUMI V5" style="box-sizing: border-box;" powered-by="xiumi.us"><section class="" style="   box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><section style="box-sizing: border-box;">前几天，温哥华房价上涨幅度惊动联合国的消息在微信圈传的火热，这几天华人炒房团可能在加拿大“栽大跟头”的预测也热度不减。华人炒房团对加拿大房价的助推作用大家可以脑补，但是加拿大在多地民怨的沸腾下，也终于出手了。我们来倒一遍：</section><section style="box-sizing: border-box;"><br style="box-sizing: border-box;"  /></section><section style="box-sizing: border-box;"><span style="color: rgb(255, 129, 36); box-sizing: border-box;"><strong style="box-sizing: border-box;">1. 被逼无奈，连出政策对付炒房团</strong></span></section><section style="box-sizing: border-box;"><br style="box-sizing: border-box;"  /></section><section style="box-sizing: border-box;">据加拿大媒体报道，联合国人权理事会特别通讯员莉兰妮·法哈（Leilani Farha）最近表示，加拿大温哥华的住房问题不仅仅是房地产市场自身的问题，更是一个人权问题。</section><section style="box-sizing: border-box;"><br style="box-sizing: border-box;"  /></section><section style="box-sizing: border-box;">住房是幸福生活的核心，它在精神和生理等很多方面影响着我们。这就是为什么说，住房是人权的一部分。住房和生命、死亡、健康一样，是事关我们尊严、生活的一部分。</section><section style="box-sizing: border-box;"><br style="box-sizing: border-box;"  /></section><section style="box-sizing: border-box;">法哈即将在联合国发表住房商品化研究报告，温哥华是她这项研究的重要部分。</section></section></section></section><section class="Powered-by-XIUMI V5" style="   box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" text-align: center; margin-top: 10px; margin-bottom: 10px;  box-sizing: border-box; "><img style="max-width: 100%; vertical-align: middle; box-sizing: border-box;" class="" src="http://img02.store.sogou.com/net/a/05/link?appid=100520091&url=http://mmbiz.qpic.cn/mmbiz_jpg/QX2ynuhBL9KUnI1RcugOAc07IZSTMX1XibwFuUuPq1WkX05DGCz4uJsRibmUqMgeg99OptmfC58tur74pXiaibumzA/0?wx_fmt=jpeg" data-ratio="0.6" data-w="500"  /></section></section><section class="Powered-by-XIUMI V5" style="box-sizing: border-box;" powered-by="xiumi.us"><section class="" style="   box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><section style="box-sizing: border-box;"><span style="line-height: 1.6; box-sizing: border-box;">法哈认为，房价的上涨让温哥华的房屋性质发生了变化，已经由单纯的“家”变成了“商品”。这并不是一个新出现的现象，已经在伦敦、纽约、悉尼等城市发生。</span><br style="box-sizing: border-box;"  /></section><section style="box-sizing: border-box;"></section><section style="box-sizing: border-box;">住房商品化带来的结果是：</section><section style="box-sizing: border-box;"></section><section style="box-sizing: border-box;">有钱人住富丽堂皇的豪宅，低收入人群只能流离失所……</section><section style="box-sizing: border-box;"></section><section style="box-sizing: border-box;">温哥华房地产市场近年来“涨势喜人”，成为全球房价涨幅最高的城市之一。仅在过去的一年多中，房价就几乎翻了一番。</section></section></section></section><section class="Powered-by-XIUMI V5" style="   box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" text-align: center; margin-top: 10px; margin-bottom: 10px;  box-sizing: border-box; "><img style="max-width: 100%; vertical-align: middle; box-sizing: border-box;" class="" src="http://img02.store.sogou.com/net/a/05/link?appid=100520091&url=http://mmbiz.qpic.cn/mmbiz_jpg/QX2ynuhBL9KUnI1RcugOAc07IZSTMX1X5fwEGWWo15zoial4iaG1k2pgDlqUgA3CNj6THaNbfg8OdCyjNx1WzCZw/0?wx_fmt=jpeg" data-ratio="0.7072727272727273" data-w="550"  /></section></section><section class="Powered-by-XIUMI V5" style="box-sizing: border-box;" powered-by="xiumi.us"><section class="" style="   box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><section style="box-sizing: border-box;"><span style="line-height: 1.6; box-sizing: border-box;">如果从2000年算起，温哥华的房价更是翻了好几番，今年年初达到最高峰。普通单户型住宅的价格达到153万加元（约合人民币767万）！</span></section></section></section></section><section class="Powered-by-XIUMI V5" style="   box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" text-align: center; margin-top: 10px; margin-bottom: 10px;  box-sizing: border-box; "><img style="max-width: 100%; vertical-align: middle; box-sizing: border-box;" class="" src="http://img02.store.sogou.com/net/a/05/link?appid=100520091&url=http://mmbiz.qpic.cn/mmbiz_jpg/QX2ynuhBL9KUnI1RcugOAc07IZSTMX1XsUCDAr3FN2kJZWeeCc3gGRIjAdpn2SGicvk2g6NXIBf3zzAXkaktZgA/0?wx_fmt=jpeg" data-ratio="0.8236363636363636" data-w="550"  /></section></section><section class="Powered-by-XIUMI V5" style="box-sizing: border-box;" powered-by="xiumi.us"><section class="" style="   box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><section style="box-sizing: border-box;"><span style="line-height: 1.6; font-size: 14px; color: rgb(115, 120, 121); box-sizing: border-box;">注：Detached，普通单户型住宅；Townhouse，联排别墅；Apartment，普通公寓；Residential，普通住宅。</span><br style="box-sizing: border-box;"  /></section><section style="box-sizing: border-box;"></section><section style="box-sizing: border-box;">瑞士银行(13.91, -0.02, -0.14%)集团（UBS）上个月底发布的“2016年全球不动产泡沫指数”显示，温哥华的排名从去年的第四升至第一，成为全球房产泡沫风险最大的城市！</section></section></section></section><section class="Powered-by-XIUMI V5" style="   box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" text-align: center; margin-top: 10px; margin-bottom: 10px;  box-sizing: border-box; "><img style="max-width: 100%; vertical-align: middle; box-sizing: border-box;" class="" src="http://img02.store.sogou.com/net/a/05/link?appid=100520091&url=http://mmbiz.qpic.cn/mmbiz_jpg/QX2ynuhBL9KUnI1RcugOAc07IZSTMX1XIXekkibwZtlLPy4d3aI08kicolegnYhD7epk8kPJicmR000UiahTjfCDTg/0?wx_fmt=jpeg" data-ratio="0.6872727272727273" data-w="550"  /></section></section><section class="Powered-by-XIUMI V5" style="box-sizing: border-box;" powered-by="xiumi.us"><section class="" style="   box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><section style="box-sizing: border-box;"><span style="line-height: 1.6; box-sizing: border-box;">房价的持续上升引发了当地人发愤怒。外事儿（微信ID：xjb-waishier）注意到，今年以来温哥华不断有市民举行集会，要求政府采取措施遏制房价上扬，解决当地人买不起房的现状。</span><br style="box-sizing: border-box;"  /></section></section></section></section><section class="Powered-by-XIUMI V5" style="   box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" text-align: center; margin-top: 10px; margin-bottom: 10px;  box-sizing: border-box; "><img style="max-width: 100%; vertical-align: middle; box-sizing: border-box;" class="" src="http://img02.store.sogou.com/net/a/05/link?appid=100520091&url=http://mmbiz.qpic.cn/mmbiz_jpg/QX2ynuhBL9KUnI1RcugOAc07IZSTMX1XxnyPLxQw4rYEZ9s2oanYesiao95uLPvPG7EqdyytWfGaJhoicicicicapDw/0?wx_fmt=jpeg" data-ratio="0.5618181818181818" data-w="550"  /></section></section><section class="Powered-by-XIUMI V5" style="box-sizing: border-box;" powered-by="xiumi.us"><section class="" style="   box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><section style="box-sizing: border-box;"><span style="line-height: 1.6; box-sizing: border-box;">一代人之前，100万加元就足够你买两套住宅，而现在，能买两间卧室就不错了。我们必须团结起来，向世人宣告这种疯狂的真相，我们必须停止这一切——住宅价格已经越过了危险的警戒线。</span><br style="box-sizing: border-box;"  /></section><section style="box-sizing: border-box;"></section><section style="text-align: center; box-sizing: border-box;"><strong style="box-sizing: border-box;">——不列颠哥伦比亚大学教授保罗·柯萧</strong></section><section style="box-sizing: border-box;"></section><section style="box-sizing: border-box;">法哈的另一个身份是“加拿大无贫困组织”的行政主管。在她看来，有钱人是不会考虑所谓“居者有其屋”的。加剧的贫富差距只会让更多的人流离失所、无家可归，而加拿大政府对此几乎没什么反应。</section></section></section></section><section class="Powered-by-XIUMI V5" style="   box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" text-align: center; margin-top: 10px; margin-bottom: 10px;  box-sizing: border-box; "><img style="max-width: 100%; vertical-align: middle; box-sizing: border-box;" class="" src="http://img02.store.sogou.com/net/a/05/link?appid=100520091&url=http://mmbiz.qpic.cn/mmbiz_jpg/QX2ynuhBL9KUnI1RcugOAc07IZSTMX1XkrDy4tDNcQVfcoZib4aznTTKdicvbYN3Hg3vJx38C7YuHJAqiac3CtD0Q/0?wx_fmt=jpeg" data-ratio="0.5618181818181818" data-w="550"  /></section></section><section class="Powered-by-XIUMI V5" style="box-sizing: border-box;" powered-by="xiumi.us"><section class="" style="   box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><section style="box-sizing: border-box;">人权问题的警钟已经敲响。目前的问题是，地方政府应不应该出面进行管控？从人权的角度来看，我认为是绝对要管的。</section><section style="box-sizing: border-box;"></section><section style="box-sizing: border-box;">为了抑制过热的房地产市场，温哥华政府的确出台了一些政策，首要目标是外国买家。因为长久以来，来自亚洲尤其是中国的买家涌入，被认为是温哥华高房价的重要推手。</section></section></section></section><section class="Powered-by-XIUMI V5" style="   box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" text-align: center; margin-top: 10px; margin-bottom: 10px;  box-sizing: border-box; "><img style="max-width: 100%; vertical-align: middle; box-sizing: border-box;" class="" src="http://img02.store.sogou.com/net/a/05/link?appid=100520091&url=http://mmbiz.qpic.cn/mmbiz_jpg/QX2ynuhBL9KUnI1RcugOAc07IZSTMX1XdOpGqwxSib2cJNCLO0o4uMPgqmCAU2kh1JtEH01Pzbm7KvEGT2jXlng/0?wx_fmt=jpeg" data-ratio="0.32" data-w="550"  /></section></section><section class="Powered-by-XIUMI V5" style="box-sizing: border-box;" powered-by="xiumi.us"><section class="" style="   box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><section style="box-sizing: border-box;">今年5月，华裔留学生周天宇（音译，TianyuZhou）豪掷3110万加元（约合人民币1.5亿）买下温哥华一幢豪宅，创下2016年温哥华豪宅的成交价记录，惊呆了加拿大人！</section><section style="box-sizing: border-box;"></section><section style="box-sizing: border-box;">对于这个叫周天宇的留学生，媒体扒了个底朝天，也未确切弄明白其身份。</section><section style="box-sizing: border-box;"></section><section style="box-sizing: border-box;">这幢豪宅的前屋主皮特·布朗最近在接受媒体采访时表示，这幢豪宅其实是周天宇的父母付款买下的，只是挂在周天宇的名下而已，而这种安排完全是出于置业时的一种规划。</section></section></section></section><section class="Powered-by-XIUMI V5" style="   box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" text-align: center; margin-top: 10px; margin-bottom: 10px;  box-sizing: border-box; "><img style="max-width: 100%; vertical-align: middle; box-sizing: border-box;" class="" src="http://img02.store.sogou.com/net/a/05/link?appid=100520091&url=http://mmbiz.qpic.cn/mmbiz_jpg/QX2ynuhBL9KUnI1RcugOAc07IZSTMX1XFPak7dgt5cFmuu93lo0jLoMEiansTkUgZbib0AIXicAdyib5O16SG5xxew/0?wx_fmt=jpeg" data-ratio="0.5709090909090909" data-w="550"  /></section></section><section class="Powered-by-XIUMI V5" style="box-sizing: border-box;" powered-by="xiumi.us"><section class="" style="   box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><section style="box-sizing: border-box;">瑞银集团发布的报告也提到，外国投资者的涌入拉高了温哥华的房价：</section><section style="box-sizing: border-box;"></section><section style="box-sizing: border-box;">在过去两年里，受外国投资者对温哥华房产的强劲需求及宽松货币政策环境的影响，温哥华房地产市场超速上行。当前，温哥华房价的步调和其经济基础明显不一致，已经处于泡沫风险区域。</section><section style="box-sizing: border-box;"></section><section style="box-sizing: border-box;">对此，温哥华所在的不列颠哥伦比亚省今年8月宣布，向海外买家征收15%的“排外税”。</section><section style="box-sizing: border-box;"></section><section style="box-sizing: border-box;">征税起到了一定的效果，温哥华当月的豪宅销售大幅下滑。然而不差钱的中国买家又将目标转向多伦多！</section></section></section></section><section class="Powered-by-XIUMI V5" style="   box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" text-align: center; margin-top: 10px; margin-bottom: 10px;  box-sizing: border-box; "><img style="max-width: 100%; vertical-align: middle; box-sizing: border-box;" class="" src="http://img02.store.sogou.com/net/a/05/link?appid=100520091&url=http://mmbiz.qpic.cn/mmbiz_jpg/QX2ynuhBL9KUnI1RcugOAc07IZSTMX1XScPCtxucVR7jMuHMeKMvP3dILneRD7aY6SlXNzdqTO4XSyicKPx1pBQ/0?wx_fmt=jpeg" data-ratio="0.5261044176706827" data-w="498"  /></section></section><section class="Powered-by-XIUMI V5" style="box-sizing: border-box;" powered-by="xiumi.us"><section class="" style="   box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><section style="box-sizing: border-box;"><span style="color: rgb(255, 129, 36); box-sizing: border-box;">“排外税”的长远效果也遭到质疑。</span></section><section style="box-sizing: border-box;"><br style="box-sizing: border-box;"  /></section><section style="box-sizing: border-box;">外事儿（微信ID：xjb-waishier）看到，调查机构Insights West公布的一项研究结果显示，76%的受访者赞同“排外税”，但59%的人认为“排外税”效果有限。68%的人认为仅仅一个“排外税”还不能让本地人买得起房。</section></section></section></section><section class="Powered-by-XIUMI V5" style="   box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" text-align: center; margin-top: 10px; margin-bottom: 10px;  box-sizing: border-box; "><img style="max-width: 100%; vertical-align: middle; box-sizing: border-box;" class="" src="http://img02.store.sogou.com/net/a/05/link?appid=100520091&url=http://mmbiz.qpic.cn/mmbiz_jpg/QX2ynuhBL9KUnI1RcugOAc07IZSTMX1X9oVlj2YWnLVATH2V8lqibpECn8CRYTksXSvDORA9P0cg2QWuoaQvhxg/0?wx_fmt=jpeg" data-ratio="0.75054704595186" data-w="457"  /></section></section><section class="Powered-by-XIUMI V5" style="box-sizing: border-box;" powered-by="xiumi.us"><section class="" style="   box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><section style="box-sizing: border-box;">布朗就认为，征收“排外税”对于亚洲买家来说根本不算什么，甚至是愚蠢的。</section><section style="box-sizing: border-box;"></section><section style="box-sizing: border-box;">他们仍然愿意也能承受得了这15%的“排外税”，那些真正被打击到、无法承受的都是加拿大最需要的技术型人才。这个政策不能阻止政府原先想要打击的人群来买房，反而让加拿大最需要的人受到打击，这是非常愚蠢的。</section><section style="box-sizing: border-box;"></section><section style="box-sizing: border-box;">除了“排外税”，温哥华还有一个杀手锏：<span style="color: rgb(255, 129, 36); box-sizing: border-box;">明年开始对住宅征收空置税。</span></section><section style="box-sizing: border-box;"></section><section style="box-sizing: border-box;">将房产作为投资手段带来的另一个坏处是，大量住宅空置从而造成“社区空心化”。据温哥华今年早些时候的调查显示，温哥华全市约有1.08万套房屋空置，大部分是公寓。</section></section></section></section><section class="Powered-by-XIUMI V5" style="   box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" text-align: center; margin-top: 10px; margin-bottom: 10px;  box-sizing: border-box; "><img style="max-width: 100%; vertical-align: middle; box-sizing: border-box;" class="" src="http://img02.store.sogou.com/net/a/05/link?appid=100520091&url=http://mmbiz.qpic.cn/mmbiz_jpg/QX2ynuhBL9KUnI1RcugOAc07IZSTMX1XLrw6txqlF9fZia89RY0ej99gGPYmyhExNNILAF8t15ebsZn2zdttVeg/0?wx_fmt=jpeg" data-ratio="0.6854545454545454" data-w="550"  /></section></section><section class="Powered-by-XIUMI V5" style="box-sizing: border-box;" powered-by="xiumi.us"><section class="" style="   box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><section style="box-sizing: border-box;">空置税预计从2017年税务年正式开始申报，并在2018年缴纳税款。征收标准是房屋评估价值的0.5%-2%，也就是说最高可以征收2%。</section><section style="box-sizing: border-box;"></section><section style="box-sizing: border-box;">温哥华市长罗品信（GregorRobertson）表示，收税的目的是鼓励业主出租投资性房产，而不是将其空置。他强调，当前温哥华市场的出租房屋太少，成千上万需要租房的人找不到房子可租。</section><section style="box-sizing: border-box;"></section><section style="box-sizing: border-box;">按照温哥华市的设想，空置税的首要和最重要目的就是“把可出租房屋带回市场上来”。预计空置税每年会给温哥华市政府带来200万加元（约合人民币1003万）的收入，所得款项将主要用于建设出租房屋。</section><section style="box-sizing: border-box;"><br style="box-sizing: border-box;"  /></section><section style="box-sizing: border-box;"><span style="color: rgb(255, 129, 36); box-sizing: border-box;"><strong style="box-sizing: border-box;">2. 地方政府态度各异，联邦政府出重手调控</strong></span></section><section style="box-sizing: border-box;"><br style="box-sizing: border-box;"  /></section><section style="box-sizing: border-box;">面对多伦多和温哥华房地产市场的泡沫，卑诗省和温哥华政府出手了，不仅对外国居民购买住房增加15%交易税，而且也将对空置的住房要交空置税，此来逐渐地挤出房地产泡沫。但是加拿大的安省和多伦多政府，面对巨大的房地产泡沫则迟迟不愿意出手，从而闹得民怨极大。在这种情况下，加拿大联邦政府在加拿大时间星期一(10月3日)对遏制房地产市场泡沫宣布一项新政策。</section><section style="box-sizing: border-box;"><br style="box-sizing: border-box;"  /></section><section style="box-sizing: border-box;">星期一(10月3日)，加拿大财政部长比尔·莫诺(Bill Morneau)在多伦多作出了有关宣布。尽管这一新政具体内容暂时不详，不过坊间已经流传消息，就是外国人买房再卖掉从中赚得钱，要报税，要收资本利得税。这将对外国人在加拿大买房赚钱有严格的限制。</section><section style="box-sizing: border-box;"><br style="box-sizing: border-box;"  /></section><section style="box-sizing: border-box;">因为，按照加拿大的税法，人们若出售主要自住房(principal residence )，不需缴纳房产的资产增值税(capital gains tax)，但出售非主要自住房或非自住房产 (如乡村别墅、出租物业等) ，则必须按照房产的增值情况缴纳一笔资产增值税。比如，如果个人出售不是自住的第二套住房时，所获得的利润就得缴交50%住房增值税。</section><section style="box-sizing: border-box;"><br style="box-sizing: border-box;"  /></section><section style="box-sizing: border-box;">所以，从中国来的许多居民，无论是留学生，还是移民，就借助这种住房税收的漏洞疯狂地炒作加拿大的住房。因为，这些人在加拿大炒房，在出售房产时称是自住房，以逃掉资产增值税。因为炒作住房暴利的影响，从而使得中国居民在加拿大各地的炒作住房越来越疯狂，也把温哥华及多伦多的住房价格炒得天上去了。</section><section style="box-sizing: border-box;"><br style="box-sizing: border-box;"  /></section><section style="box-sizing: border-box;">面对这种情况，先是温哥华政策出手，现在则轮到加拿大联邦政策出手了。据悉，按照新的住房增值税规定，无论是加拿大公民、永久居民及外国人，你买房时是住在加拿大，房子是真正用来自住的(对于留学生、拿工签的)，那么卖房时，仍然可以享受报税豁免。但如果不是自住的(比如出租或没有人住空置)，就得缴纳住房所得增值税。此政策，主要针对外国人(在加拿大境外远程操控在加拿大买房的)，加拿大公民、永久居民和难民，和以前一样。所以，该税收政策出台之后，对于那些外国人在加拿大炒作住房的中国人来说，就得当心了。外国人购买住房不是用来自住房，无论是出租还是炒作，即使是一套住房也得缴纳住房交易增值税。外国人买房卖房赚了钱，就得要报税。如果这种税收政策出台，将对外国人在加拿大炒作住房造成巨大影响。</section><section style="box-sizing: border-box;"><br style="box-sizing: border-box;"  /></section><section style="box-sizing: border-box;">同时，另一个新规定是，从现在开始，所有需要保险的抵押贷款 (即首付额达不到常规贷款标准的贷款)必须经过“压力测试”，以确保在利率升高的情况下，贷款人有能力继续还款。所以，当前加拿大各银行对外国人在购买住房时，向银行按揭贷款不仅其贷款首付比例会上升，更为重要的是要对贷款者的还款能力进行严格审查。过去，中国居民在加拿大购买住房向银行按揭贷款时，其收入证明就如中国盛行一样多数都是假的，但现在可能会行不通了。许多中国留学生人还在读书，还没有工作，稳定工资收入从何而来？也在用按揭贷款买房。</section><section style="box-sizing: border-box;"><br style="box-sizing: border-box;"  /></section><section style="box-sizing: border-box;">可以看到，面对温哥华及多伦多的房地产泡沫，加拿大政府正用税收及信贷政策来挤出这种泡沫，而且今后可能出台的相关政策会越来越多。</section><section style="box-sizing: border-box;"><br style="box-sizing: border-box;"  /></section><section style="box-sizing: border-box;"><span style="color: rgb(255, 129, 36); box-sizing: border-box;"><strong style="box-sizing: border-box;">3. 那些被中国炒房团占领的国家</strong></span></section></section></section></section><section class="Powered-by-XIUMI V5" style="   box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" text-align: center; margin-top: 10px; margin-bottom: 10px;  box-sizing: border-box; "><img style="max-width: 100%; vertical-align: middle; box-sizing: border-box;" class="" src="http://img02.store.sogou.com/net/a/05/link?appid=100520091&url=http://mmbiz.qpic.cn/mmbiz_jpg/QX2ynuhBL9KUnI1RcugOAc07IZSTMX1XGgbh4F0MfibWelWZg2SVH6kqgb1coLAxLRHviaUzNlL7kjoUA3oBpaRw/0?wx_fmt=jpeg" data-ratio="0.666" data-w="500"  /></section></section><section class="Powered-by-XIUMI V5" style="box-sizing: border-box;" powered-by="xiumi.us"><section class="" style="   box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><section style="box-sizing: border-box;"><span style="color: rgb(115, 120, 121); box-sizing: border-box;">韩国</span></section><section style="box-sizing: border-box;"><br style="box-sizing: border-box;"  /></section><section style="box-sizing: border-box;">由于距离中国较近，韩国首都首尔成为中国人最喜欢买房的地方之一，截止去年，中国人在韩国首尔购买的房屋面积超过了16万平方米。</section><section style="box-sizing: border-box;"><br style="box-sizing: border-box;"  /></section><section style="box-sizing: border-box;">与此同时，因为有购房送绿卡政策，韩国的度假天堂济州岛也备受中国人青睐。截止目前，中国人在济州岛所持有的土地面积高达914万平方米。济州岛近年来房价已经涨了2至3倍。</section></section></section></section><section class="Powered-by-XIUMI V5" style="   box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" text-align: center; margin-top: 10px; margin-bottom: 10px;  box-sizing: border-box; "><img style="max-width: 100%; vertical-align: middle; box-sizing: border-box;" class="" src="http://img02.store.sogou.com/net/a/05/link?appid=100520091&url=http://mmbiz.qpic.cn/mmbiz_jpg/QX2ynuhBL9KUnI1RcugOAc07IZSTMX1XqK6e6Gw3zpz1xoyAtke3lZ8icicncY2spwtKx5p6Zo3hJD7TIrJu7Qrg/0?wx_fmt=jpeg" data-ratio="0.8" data-w="500"  /></section></section><section class="Powered-by-XIUMI V5" style="box-sizing: border-box;" powered-by="xiumi.us"><section class="" style="   box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><section style="box-sizing: border-box;"><span style="color: rgb(115, 120, 121); box-sizing: border-box;">日本</span><br style="box-sizing: border-box;"  /></section><section style="box-sizing: border-box;"><br style="box-sizing: border-box;"  /></section><section style="box-sizing: border-box;">近年来，由于日元的贬值以及日本的自然环境和房屋质量优异，国内炒房团开始进军日本，日本为此出现了专门给中国业主服务的税务师事务所。仅2015年一年来自中国的买家在日本购买房地产花费超过20亿美元。在包括中国人在内的外国投资者热捧下，近几年东京房价涨幅高达30%。</section></section></section></section><section class="Powered-by-XIUMI V5" style="   box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" text-align: center; margin-top: 10px; margin-bottom: 10px;  box-sizing: border-box; "><img style="max-width: 100%; vertical-align: middle; box-sizing: border-box;" class="" src="http://img02.store.sogou.com/net/a/05/link?appid=100520091&url=http://mmbiz.qpic.cn/mmbiz_jpg/QX2ynuhBL9KUnI1RcugOAc07IZSTMX1XP2RmB8r3U1HWLibubO6L89oCVSuJ4RTMhqMf004vZVCfJzCrsAr19SQ/0?wx_fmt=jpeg" data-ratio="0.6783333333333333" data-w="600"  /></section></section><section class="Powered-by-XIUMI V5" style="box-sizing: border-box;" powered-by="xiumi.us"><section class="" style="   box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><section style="box-sizing: border-box;"><span style="color: rgb(115, 120, 121); box-sizing: border-box;">新加坡</span></section><section style="box-sizing: border-box;"><br style="box-sizing: border-box;"  />新加坡优秀的教育环境也吸引了大量中国人购买房屋。据统计，来自中国内地的买家已经买走了新加坡地产市场上10%的房子。除此之外，新加坡社会稳定、安全，被评为全世界第二安全的城市，中国人买房除了教育需求，还有巨大的投资需求。</section></section></section></section><section class="Powered-by-XIUMI V5" style="   box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" text-align: center; margin-top: 10px; margin-bottom: 10px;  box-sizing: border-box; "><img style="max-width: 100%; vertical-align: middle; box-sizing: border-box;" class="" src="http://img02.store.sogou.com/net/a/05/link?appid=100520091&url=http://mmbiz.qpic.cn/mmbiz_jpg/QX2ynuhBL9KUnI1RcugOAc07IZSTMX1XJ1cdPBWuBCuHxaLGCFHt88bic9nicVek1pQ6S0Pn5Mnl1CCqGiahrcvyg/0?wx_fmt=jpeg" data-ratio="0.79" data-w="500"  /></section></section><section class="Powered-by-XIUMI V5" style="box-sizing: border-box;" powered-by="xiumi.us"><section class="" style="   box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><section style="box-sizing: border-box;"><span style="color: rgb(115, 120, 121); box-sizing: border-box;">美国</span></section><section style="box-sizing: border-box;"><br style="box-sizing: border-box;"  /></section><section style="box-sizing: border-box;">美国已经成为中国炒房团占领地盘最多的地方。仅在过去五年间，中国人在美国买房花了1100亿美元。中国人在美大举购置房产的动机有很多，有些人是在购买二套房，有些人是出于投资移民，还有人是为了单纯的投资。</section><section style="box-sizing: border-box;">　　</section><section style="box-sizing: border-box;">然而，这1100亿美元的购房款，还没有包括机构和信托，而这些资金流向最为集中的地区，包括纽约、洛杉矶、旧金山、西雅图、芝加哥、迈阿密以及拉斯维加斯。</section></section></section></section><section class="Powered-by-XIUMI V5" style="   box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" text-align: center; margin-top: 10px; margin-bottom: 10px;  box-sizing: border-box; "><img style="max-width: 100%; vertical-align: middle; box-sizing: border-box;" class="" src="http://img02.store.sogou.com/net/a/05/link?appid=100520091&url=http://mmbiz.qpic.cn/mmbiz_jpg/QX2ynuhBL9KUnI1RcugOAc07IZSTMX1XVKtLDHfo38KnVXU2TDPvDPibCWMjTaBX1f1HKObZnC1H1sePp2PE87g/0?wx_fmt=jpeg" data-ratio="0.746" data-w="500"  /></section></section><section class="Powered-by-XIUMI V5" style="box-sizing: border-box;" powered-by="xiumi.us"><section class="" style="   box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><section style="box-sizing: border-box;"><span style="color: rgb(115, 120, 121); box-sizing: border-box;">加拿大</span></section><section style="box-sizing: border-box;"><br style="box-sizing: border-box;"  /></section><section style="box-sizing: border-box;">加拿大也没有逃脱中国炒房团的入侵，2015年如火如荼的温哥华房地产市场中，中国买家占比约达三分之一。加拿大国家银行数据显示，中国买家2015年共计花费626亿人民币用于在温哥华购置房产，占当地房产销售总额的33%。</section><section style="box-sizing: border-box;">　　</section><section style="box-sizing: border-box;">在最受中国人欢迎的海外置业国中，加拿大排名第三；据统计，加拿大最大城市多伦多50%的新房被外国人买去，推高了当地房价，加拿大人怨气很大，称一个新楼盘一开盘，70%的买家都是中国人。</section></section></section></section><section class="Powered-by-XIUMI V5" style="   box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" text-align: center; margin-top: 10px; margin-bottom: 10px;  box-sizing: border-box; "><img style="max-width: 100%; vertical-align: middle; box-sizing: border-box;" class="" src="http://img02.store.sogou.com/net/a/05/link?appid=100520091&url=http://mmbiz.qpic.cn/mmbiz_jpg/QX2ynuhBL9KUnI1RcugOAc07IZSTMX1Xt4j5fNia6otlPodK3HWnkIpTkp5ibLLo415J4uHcOYZjggqXz8ic3S70Q/0?wx_fmt=jpeg" data-ratio="0.714" data-w="500"  /></section></section><section class="Powered-by-XIUMI V5" style="box-sizing: border-box;" powered-by="xiumi.us"><section class="" style="   box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><section style="box-sizing: border-box;"><span style="color: rgb(115, 120, 121); box-sizing: border-box;">澳大利亚</span></section><section style="box-sizing: border-box;"><br style="box-sizing: border-box;"  /></section><section style="box-sizing: border-box;">根据澳洲外商投资审核委员会(FIRB)的数据，与前一年相比，截至去年6月底，中国投资者在澳大利亚买商业和住宅房产高达184亿美元。中国炒房团已经成为澳洲房地产业的最大外国投资者群体，拉高了澳大利亚房价，房价普涨25%。为抑制房价涨幅，去年澳大利亚出台了一部打击外国人违法购房行为的新法规。</section></section></section></section><section class="Powered-by-XIUMI V5" style="   box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" text-align: center; margin-top: 10px; margin-bottom: 10px;  box-sizing: border-box; "><img style="max-width: 100%; vertical-align: middle; box-sizing: border-box;" class="" src="http://img02.store.sogou.com/net/a/05/link?appid=100520091&url=http://mmbiz.qpic.cn/mmbiz_jpg/QX2ynuhBL9KUnI1RcugOAc07IZSTMX1X7hRJiahJH75znMbPGYN8gu8dIZDUx5dG1EHAAnxD275BJvRJfBZmzbA/0?wx_fmt=jpeg" data-ratio="0.666" data-w="500"  /></section></section><section class="Powered-by-XIUMI V5" style="box-sizing: border-box;" powered-by="xiumi.us"><section class="" style="   box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><section style="box-sizing: border-box;"><span style="color: rgb(160, 160, 160); box-sizing: border-box;">新西兰</span></section><section style="box-sizing: border-box;"><br style="box-sizing: border-box;"  /></section><section style="box-sizing: border-box;">新西兰房价近年来快速上涨，当地一些舆论因此怪罪中国人，认为是来自中国的购房者炒高了当地房价。数据显示，奥克兰的房价从2008年底开始上涨近50%，中国炒房团成为新西兰第二大购房外国群体。</section></section></section></section><section class="Powered-by-XIUMI V5" style="   box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" text-align: center; margin-top: 10px; margin-bottom: 10px;  box-sizing: border-box; "><img style="max-width: 100%; vertical-align: middle; box-sizing: border-box;" class="" src="http://img02.store.sogou.com/net/a/05/link?appid=100520091&url=http://mmbiz.qpic.cn/mmbiz_jpg/QX2ynuhBL9KUnI1RcugOAc07IZSTMX1XWic39AkUlQpJxibeamos65aW8uAzyfhaOAFfdRRVjCQibDwJ1VAvEIQ2w/0?wx_fmt=jpeg" data-ratio="0.726" data-w="500"  /></section></section><section class="Powered-by-XIUMI V5" style="box-sizing: border-box;" powered-by="xiumi.us"><section class="" style="   box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><section style="box-sizing: border-box;"><span style="color: rgb(115, 120, 121); box-sizing: border-box;">英国</span></section><section style="box-sizing: border-box;"><br style="box-sizing: border-box;"  /></section><section style="box-sizing: border-box;">在中国人海外投资置业最喜爱国家排行榜中，英国成为最受欢迎的国家之一。英国官方数据显示，未来10年在英国房地产市场中，来自中国的投资高达3600亿人民币。由于近期英国伦敦房价暴涨，大量中国购房客涌向曼彻斯特、利物浦。据报道，伦敦新开盘的楼盘，60%的公寓被中国买家提前买走。</section></section></section></section><section class="Powered-by-XIUMI V5" style="   box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" text-align: center; margin-top: 10px; margin-bottom: 10px;  box-sizing: border-box; "><img style="max-width: 100%; vertical-align: middle; box-sizing: border-box;" class="" src="http://img02.store.sogou.com/net/a/05/link?appid=100520091&url=http://mmbiz.qpic.cn/mmbiz_jpg/QX2ynuhBL9KUnI1RcugOAc07IZSTMX1XU67dw0Hy3rMKEibK3K472vSsKd3Dq9UpjzBMicT7rkJKuaCibxGHg6yibw/0?wx_fmt=jpeg" data-ratio="0.596" data-w="500"  /></section></section><section class="Powered-by-XIUMI V5" style="box-sizing: border-box;" powered-by="xiumi.us"><section class="" style="   box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><section style="box-sizing: border-box;"><span style="color: rgb(115, 120, 121); box-sizing: border-box;">德国</span></section><section style="box-sizing: border-box;"><br style="box-sizing: border-box;"  /></section><section style="box-sizing: border-box;">由于一直以来严厉打击炒房行为，德国被称为是一个“敢炒房、进牢房”的国度，但即使这样也没有阻挡住中国炒房团的攻势。去年柏林一个1800套的公寓开售楼盘，600套被中国人买走。</section></section></section></section><section class="Powered-by-XIUMI V5" style="   box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" text-align: center; margin-top: 10px; margin-bottom: 10px;  box-sizing: border-box; "><img style="max-width: 100%; vertical-align: middle; box-sizing: border-box;" class="" src="http://img02.store.sogou.com/net/a/05/link?appid=100520091&url=http://mmbiz.qpic.cn/mmbiz_jpg/QX2ynuhBL9KUnI1RcugOAc07IZSTMX1Xp6xs01YjfTcVqZ4Hvgu9v4hL0vDRIIFmCicSNRdibFtll5G8SJLg2nRg/0?wx_fmt=jpeg" data-ratio="0.625" data-w="600"  /></section></section><section class="Powered-by-XIUMI V5" style="box-sizing: border-box;" powered-by="xiumi.us"><section class="" style="   box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><section style="box-sizing: border-box;"><span style="color: rgb(115, 120, 121); box-sizing: border-box;">西班牙</span></section><section style="box-sizing: border-box;"><br style="box-sizing: border-box;"  /></section><section style="box-sizing: border-box;">最新统计数据显示，2015年中国人买走了西班牙两千套房屋，主要以投资或旅游度假为目的。自从2013年年底西班牙政府通过“买房换居留”政策后，中国人就一直是西班牙“黄金移民”的绝对主力。</section></section></section></section><section class="Powered-by-XIUMI V5" style="   box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" text-align: center; margin-top: 10px; margin-bottom: 10px;  box-sizing: border-box; "><img style="max-width: 100%; vertical-align: middle; box-sizing: border-box;" class="" src="http://img02.store.sogou.com/net/a/05/link?appid=100520091&url=http://mmbiz.qpic.cn/mmbiz_jpg/QX2ynuhBL9KUnI1RcugOAc07IZSTMX1XmL317LydXxCX7hvKFFrCgLfuibyxlubDBNmaVPicmxib0DzVCeTHicOfjQ/0?wx_fmt=jpeg" data-ratio="0.626" data-w="500"  /></section></section><section class="Powered-by-XIUMI V5" style="box-sizing: border-box;" powered-by="xiumi.us"><section class="" style="   box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><section style="box-sizing: border-box;"><span style="color: rgb(115, 120, 121); box-sizing: border-box;">希腊</span></section><section style="box-sizing: border-box;"><br style="box-sizing: border-box;"  /></section><section style="box-sizing: border-box;">虽然澳大利亚、加拿大、德国等国家都在严厉打击炒房行为，但希腊政府却特别欢迎中国人去购房。自2013年4月起，为了缓解债务危机，希腊开展了投资25万欧元物业就可以获得永久居留权的项目。目前中国购房客在希腊已经超过俄罗斯。</section></section></section></section><section class="Powered-by-XIUMI V5" style="   box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" text-align: center; margin-top: 10px; margin-bottom: 10px;  box-sizing: border-box; "><img style="max-width: 100%; vertical-align: middle; box-sizing: border-box;" class="" src="http://img02.store.sogou.com/net/a/05/link?appid=100520091&url=http://mmbiz.qpic.cn/mmbiz_jpg/QX2ynuhBL9KUnI1RcugOAc07IZSTMX1Xp6xs01YjfTcVqZ4Hvgu9v4hL0vDRIIFmCicSNRdibFtll5G8SJLg2nRg/0?wx_fmt=jpeg" data-ratio="0.625" data-w="600"  /></section></section><section class="Powered-by-XIUMI V5" style="box-sizing: border-box;" powered-by="xiumi.us"><section class="" style="   box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><section style="box-sizing: border-box;"><span style="color: rgb(115, 120, 121); box-sizing: border-box;">葡萄牙</span></section><section style="box-sizing: border-box;">　　</section><section style="box-sizing: border-box;">为应对金融危机和欧元贬值，葡萄牙在2012年推出购房换绿卡的项目吸引了大量中国买房客。葡萄牙政府总共发放了3165个“黄金签证”，中国公民约占总数的80%。该项目为葡萄牙带来了约合142亿人民币的收益，其中128亿人民币是房地产投资。</section></section></section></section></section></section></section></section></section></section></section><section class="Powered-by-XIUMI V5" style="   box-sizing: border-box; " powered-by="xiumi.us"><section class="" style="   box-sizing: border-box; "><section class="" style="display: inline-block; width: 100%; vertical-align: top; box-shadow: rgb(0, 0, 0) 0px 0px 0px; box-sizing: border-box;"><section class="Powered-by-XIUMI V5" style="   box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" margin-top: 10px; margin-bottom: 10px;  box-sizing: border-box; "><section class="" style="display: inline-block; width: 100%; border-radius: 0.7em; box-shadow: rgb(204, 204, 204) 0.2em 0.2em 0.3em; border: 0.14em solid rgb(160, 160, 160); box-sizing: border-box;"><section class="Powered-by-XIUMI V5" style="box-sizing: border-box;" powered-by="xiumi.us"><section class="" style="   box-sizing: border-box; "><section class="" style="padding: 0px 10px; font-size: 14px; color: rgb(115, 120, 121); box-sizing: border-box;"><section style="box-sizing: border-box;">本文转载自微信公众号环球城邦，由一米阳光整理编辑，感谢原文作者及发布媒体为此文付出的辛劳，转载请注明出处。</section><section style="box-sizing: border-box;">本文来源：综合外事儿、和讯网、新浪网等多家媒体。</section></section></section></section></section></section></section></section></section></section><section class="Powered-by-XIUMI V5" style="   box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" margin: 13px 0% 10px;  box-sizing: border-box; "><img style="max-width: 100%; vertical-align: middle; box-sizing: border-box;" class="" src="http://img02.store.sogou.com/net/a/05/link?appid=100520091&url=http://mmbiz.qpic.cn/mmbiz_gif/cew95shoZ8ojxJJcibyO61ANSibsM9N8RzENMPOTGocjeQLVJ1wZZPGWUGX8oeLP9TlQqQiaTNM6aYes6KLI8LFXQ/0?wx_fmt=gif" data-ratio="0.04375" data-w="640"  /></section></section><section class="Powered-by-XIUMI V5" style="   box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" text-align: center; margin-top: 10px; margin-bottom: 10px;  box-sizing: border-box; "><img style="max-width: 100%; vertical-align: middle; box-sizing: border-box;" class="" src="http://img02.store.sogou.com/net/a/05/link?appid=100520091&url=http://mmbiz.qpic.cn/mmbiz_jpg/QX2ynuhBL9IaDcQlBW4WyRPuZwNH3dxlicRFLmFZ9X2cattvxn6ibFg2qKSDvfV6hBCAdcY6rYJQVibC06Iia3zMdw/0?wx_fmt=jpeg" data-ratio="0.7375" data-w="640"  /></section></section></section>
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